Until then, every total below leaves that money out.
and 26 more lines in the workbook
| Line | Date | Statement says | Amount | What I need to know | My suggestion |
|---|---|---|---|---|---|
| 6 | 2026-08-08 | ATM WDL WOLLONG ST | -A$300.00 | Cash out. I can't tell what the cash paid for. | Private |
| 10 | 2026-08-15 | PYMT T HOLLOWAY | +A$1,800.00 | Money came in and the line doesn't say why. A sale, a loan, money of your own, or something else? | Sales and fees |
| 11 | 2026-08-19 | INV 1042 ROSEDEAN CAFE | +A$1,460.00 | A$1,460.00 came in, at or above the A$1,000.00 you asked to see. Is this what it looks like: earned, not borrowed or your own money? | Sales and fees |
| 21 | 2026-09-10 | XFER 88213 | -A$950.00 | A transfer, and I can't tell whose account the other end is. Yours, or a payment to someone? | No suggestion |
| 26 | 2026-09-18 | POSTAGE PARCEL DEPOT | -A$36.50 | Same date, wording and amount as line 25, and the balance moved both times. The bank did take it twice. Is that right, or do you need to ask for it back? | No suggestion |
| 28 | 2026-09-26 | REFUND BRIGHTWATER TEXTILES | +A$64.00 | This looks like a refund, but the purchase it came from is not on this statement. What category did that purchase belong to? | No suggestion |
| 32 | 2026-10-06 | PHARMACY LARKSPUR | -A$48.60 | Says "pharmacy", which is often private. Business or private? | Private |
| 38 | 2026-10-20 | LOAN REPAYMENT KINGFISHER FINANCE | -A$620.00 | Says "repayment". A loan payment is often part debt and part interest, so it stays out of spending until you say. Keep it as Loan money, or split it? | Loan money |
| 40 | 2026-10-27 | TOPSTITCH TRADE DAY | -A$410.00 | Nothing on this line says what it was for. | No suggestion |
| Line | Date | Statement says | Amount | What I need to know | Category now |
|---|---|---|---|---|---|
| 1 | 2026-08-01 | RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY REF 00417 STANDING ORDER | -A$2,150.00 | Your rule: "CRAIGMOOR" | Rent |
| 2 | 2026-08-03 | INV 1041 TIDEWATER MOTEL | +A$3,280.00 | Your rule: "TIDEWATER MOTEL" | Sales and fees |
| 5 | 2026-08-07 | TFR TO SAVER 4471 | -A$1,500.00 | Goes to your own account "SAVER 4471" | Between my accounts |
| 15 | 2026-09-01 | RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY | -A$2,150.00 | Your rule: "CRAIGMOOR" | Rent |
| 18 | 2026-09-04 | INV 1043 LARCHFIELD SCHOOL | +A$5,240.00 | Your rule: "LARCHFIELD SCHOOL" | Sales and fees |
| 19 | 2026-09-05 | DENHOLM INDUSTRIAL SEWING MACHINE | -A$4,280.00 | Your rule: "DENHOLM" | Large purchase |
| 27 | 2026-09-22 | TAX OFFICE PAYMENT | -A$1,860.00 | Your rule: "TAX OFFICE" | Tax and government payments |
| 30 | 2026-10-01 | RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY | -A$2,150.00 | Your rule: "CRAIGMOOR" | Rent |
| 31 | 2026-10-02 | INV 1044 TIDEWATER MOTEL | +A$2,975.00 | Your rule: "TIDEWATER MOTEL" | Sales and fees |
| 34 | 2026-10-09 | TFR TO SAVER 4471 | -A$1,000.00 | Goes to your own account "SAVER 4471" | Between my accounts |
One word suggested these. Nobody has confirmed them. Please scan them.
| Line | Date | Statement says | Amount | What I need to know | Category now |
|---|---|---|---|---|---|
| 8 | 2026-08-12 | MERCHANT FEE AUG | -A$42.18 | The line says "merchant fee" | Bank and payment fees |
| 22 | 2026-09-12 | MERCHANT FEE SEP | -A$39.66 | The line says "merchant fee" | Bank and payment fees |
| 23 | 2026-09-12 | BOOKKEEPER J ANSTEY | -A$220.00 | The line says "bookkeeper" | Accountant and legal |
| 25 | 2026-09-18 | POSTAGE PARCEL DEPOT | -A$36.50 | The line says "postage" | Office supplies |
| 35 | 2026-10-12 | MERCHANT FEE OCT | -A$51.20 | The line says "merchant fee" | Bank and payment fees |
| 37 | 2026-10-15 | INV 1045 ROSEDEAN CAFE | +A$980.00 | The line says "inv" | Sales and fees |
| 42 | 2026-10-30 | INTEREST | +A$3.18 | The line says "interest" | Interest received |
| Month | Money in | Spending | Tax and government | Private | Large purchases | Undecided | Net movement |
|---|---|---|---|---|---|---|---|
| Aug 2026 | A$3,280.00 | A$3,749.63 | A$186.20 | A$3,560.00 | +A$804.17 | ||
| Sep 2026 | A$5,240.00 | A$3,511.46 | A$1,860.00 | A$4,280.00 | A$1,050.50 | -A$5,333.96 | |
| Oct 2026 | A$3,958.18 | A$2,688.70 | A$1,078.60 | -A$809.12 |
SEWPRO MONTHLY SUBSCRIPTION-A$39.00
SEWPRO MONTHLY SUBSCRIPTION-A$39.00
SEWPRO MONTHLY SUBSCRIPTION-A$39.00
POS PEBBLE RD SUPERMARKET-A$186.20
DENHOLM INDUSTRIAL SEWING MACHINE-A$4,280.00
RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY REF 00417 STANDING ORDER-A$2,150.00
RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY-A$2,150.00
RENT WORKSHOP BAY 4 CRAIGMOOR PROPERTY-A$2,150.00
DD ELECTRICITY NTH COAST POWER-A$318.75
DD ELECTRICITY NTH COAST POWER-A$301.20
DD ELECTRICITY NTH COAST POWER-A$295.40
MOBILE PLAN BILLPAY KESTREL TEL-A$65.00
MOBILE PLAN BILLPAY KESTREL TEL-A$65.00
MOBILE PLAN BILLPAY KESTREL TEL-A$65.00
EFTPOS HALLORAN FOAM WHOLESALE SYD CARD 2207 VALUE 02/08-A$612.40
EFTPOS HALLORAN FOAM WHOLESALE SYD-A$780.10
REFUND HALLORAN FOAM WHOLESALE+A$120.00
FUEL COPPERTOP SERVO-A$94.30
FUEL COPPERTOP SERVO-A$88.10
INSURANCE BUSINESS PACK QUARTERLY-A$428.00
TAX OFFICE PAYMENT-A$1,860.00
INV 1041 TIDEWATER MOTEL+A$3,280.00
INV 1044 TIDEWATER MOTEL+A$2,975.00
INV 1043 LARCHFIELD SCHOOL+A$5,240.00
TFR TO SAVER 4471-A$1,500.00
TFR TO SAVER 4471-A$1,000.00
Tying only means the sums add up. It does not mean a category is right.
It runs on this computer and uploads nothing. If you paste a statement into a chat, your AI service receives it. To avoid that, give your agent the file path instead.
Alipay and WeChat exports: the columns were taken from public sample files in an open-source bookkeeping project. Neither company publishes a specification that I could find, and no real export has been tried. If the columns don't match, the tool stops and says so.
Formulas were worked out by the pack's own calculator, and the file was not opened in real Excel.
It does not say what is deductible. Your accountant decides that.